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How Long Does it Take to File an 18 Wheeler Claim? It can take longer for a claim from a car accident to be resolved than an 18-wheeler crash. 18 wheeler accident settlement citrus heights is due to the fact that truck accidents typically cause severe injuries. But, every truck crash is unique and there are a variety of factors that affect how long it takes to settle. Here are a few of the most important factors to consider. Insurance claims Just like all vehicles on the road, 18-wheeler truckers are required to carry a minimum amount insurance. This is due to a reason: collisions with big trucks can result in more severe injury and property damage than a typical car accident. In fact, these wrecks often result in death and a number of catastrophic injuries. Because of this, it is essential that victims of these accidents make a claim for the compensation they are entitled to. While insurance for 18 wheelers is essential but it can be difficult to find policies that satisfy all your requirements. Based on the nature of the cargo your trucks carry it is possible that you will require additional types of insurance. For instance, hazmat carriers could require up to $5 million in liability insurance. Towing insurance and trailer exchange insurance and cargo coverage are all possible options. A knowledgeable attorney can assist you in determining the type of insurance is required by your business. The attorney can also assist you in negotiating with insurance companies to ensure that your claim is appropriately resolved. In some cases insurance companies might try to reduce their liability through claiming comparative fault. This could greatly diminish your claim. A lawyer can help disprove these claims and get the maximum amount of compensation you are entitled to. Whatever the reason you were injured in your crash, a skilled attorney will ensure you get the amount you need to recover. Settlements In many instances, a truck accident victim will receive a settlement offer before a lawsuit is filed. The insurance company of the trucking company or legal team will offer this offer, which is usually much less than what the victim is entitled to. The offer should not be accepted without consulting an attorney for personal injuries. The value of a settlement depends on many factors that include the degree of injuries, property damage, and medical costs. Additionally, non-economic damages can be considered, particularly in the event that you were emotionally or physically traumatized by the accident. These damages are hard to quantify and require an expert analysis. The issue of establishing liability is another crucial aspect that affects the final amount of compensation. If you can prove the person responsible for the accident violated traffic laws, acted negligently or caused the crash by some other wrongdoing, they'll be accountable for the damages. However, there are other legal defenses that can restrict their liability, including comparative fault or contributory negligence. The owner of the trucking company may also be held liable for the accident. This is the case when a driver operated the truck in poor conditions, or in the event that a business failed to maintain the vehicle. In addition, if cargo was not properly loaded or a component of the truck was not working properly, the shipping and cargo loading company could be held liable. Filing a lawsuit If the insurance company is unable to offer a fair settlement or offer a fair settlement, you may be left with no other choice than to make a claim. This can increase the timeline to a settlement and could result in an increase in damages. A truck accident lawyer is the best option whether you decide to settle or go to court. The insurance companies in this instance will try and lowball you therefore you'll require a lawyer who will defend your rights. A Lafayette truck accident lawyer can look over your crash, determine the amount of your damages and make sure you receive the highest amount of compensation for your injuries. In many 18 wheeler crash, multiple parties are liable. For example, if the truck driver was drunk or violating hours of service regulations or his employer could be held accountable. A manufacturer of a vehicle component or repair shop could also be held liable in the event that the component was defective and the cause of the accident. Moreover, cargo-loading or shipping companies may be held responsible for accidents that happen to their trucks. The trucks must be loaded and moved in a safe manner so as to prevent them from tipping or striking jackknifing. Consequently, these companies must adhere to strict safety guidelines. You can also recover other damages that are not economic, such as discomfort and pain. Trial Negotiations with insurance companies are usually used to settle most cases of truck accidents. A fair settlement should include all medical expenses including treatment and medical expenses and any other losses that you have or will incur. Your lawyer can assist you determine the likely future damages, as well as if punitive damages are applicable. The amount of time it takes to receive a full and final settlement depends on a variety of factors. Fortunately, a qualified attorney will be able to guide you through the process. The severity of your injuries will determine the amount of compensation you are likely to receive. Some injuries can only affect you for weeks or even months, while others can have a permanent or long-lasting impact on your life. In the event of an 18-wheeler accident, it may take a while to determine who is to blame. This is because several parties are accountable, including the truck driver and the company who employs him. In some cases, there may be mechanical issues with the vehicle which result in a crash, in which case it could be necessary to hold the repair shop or manufacturer accountable for your damages. There are many factors that can affect the size of a settlement in an 18-wheeler crash however, in general these kinds of cases yield larger settlements than those involving cars. This is due to the seriousness of the injuries and the damages that may be caused by these accidents.